Sen. Kay Bailey Hutchison
United States Senate
Washington, DC 20510-4304

July 28, 2005

Re: 24th Update To October 14, 2004 Correspondence

Dear Senator:

The following is additional correspondence germane to this writer's earlier letter of October 14, 2004. -- Additional evidence of continued egregious CRA stonewalling.

For months, you and your office have conveniently ignored outrageous abuses perpetrated by "credit" reporting agencies as delineated in 23 earlier letters.

Conveniently for criminal "credit" reporting agencies, the Federal Trade Commission does not investigate individual criminal complaints against offenders of the "Fair" Credit Reporting Act. Why?

Once again, Senator, who in the federal government is responsible for investigating and prosecuting such criminal complaints against these agencies?

Your decision to remain in the Senate to "help" the "President" in his war against terror is chilling. What does that mean? Full evisceration and elimination of all civil and constitutional rights and liberties in our once great country?

Sadly, Senator, you and your colleagues have become part of the problem and are not working in the best interests of your constituents.

To date, the CRA issues, including earlier criminal alteration and fraudulent posting of the File Explanatory Statement, remain unresolved. Ignored.

Again, why hasn't your office pressured an outrageously unresponsive Federal Trade Commission to thoroughly investigate these matters?

Upon re-launch of Liberty In Peril, all correspondence will be published. After all, your constituents deserve to know the profound indifference of their senator to civil and constitutional rights and liberties.

Sincerely,

Tim Chorney, Publisher
Liberty In Peril
Formerly, The Llano Ledger
P.O. Box 997
Buchanan Dam, Texas 78609

Cc: File

July 28, 2005

Experian Report # 0624180747 received July 28, falsely dated July 22 by Experian and disingenuously sent in "response" to the following letter of the same date, remains fully unresponsive to all issues, is additional evidence of criminal stonewalling by Experian, and will be forwarded to authorities.

… Please be sure to kindly send, also for forwarding to authorities, additional unresponsive drivel in "response" to the following correspondence, the very same correspondence that still contains unresolved, unaddressed, unanswered criminal charges, gutlessly stonewalled and deliberately ignored by Experian for months.

Your past and continuing cooperation in establishing a paper trail, usefully illustrating ongoing corporate criminal activity, with no more than artless stonewalling offered in defense of that criminal behavior, is most appreciated.

In fact, why not return to the old tried and true Experian practice of sending out numerous 8-page reports all on the same date? Keep it coming:

Experian
Consumer Fraud Assistance
P.O. Box 9532
Allen, Texas 75013

July 22, 2005

Re: Report Numbers: 2117380117; 0624180747; 2384732012; 3994016687; 2911204134; 3579795158; 3845841537; 1831351926-Fraudulently Altered File Explanatory Statement-Fraudulent Postings-Datasearch On Behalf Of Baptist Air Life-Alexander Billing & Consulting

Dear Sir or Madam:

Why use eight different report numbers with false dates in response to the same exact complaint repeatedly filed since last fall? … Can’t dazzle ‘em with brilliance baffle ‘em with BS?

Your gutlessly unsigned, computer-generated form letters dated July 15, 2005, two dated June 29, 2005, four additional letters dated July 7, and one dated July 8, -- as all earlier Experian correspondence to date, contain ongoing, knowing, willing, deliberate, demonstrably false statements by Experian. All are amusingly irrelevant and outrageously unresponsive to this writer's earlier letters of June 21, 22, 28, and July 6 & 15. -- As well as all earlier correspondence.

Experian has been most helpful for months enabling this writer to carefully compile an extensive trail of documentation demonstrating the deliberate and willful abrogation and egregious abuse of the "Fair" Credit Reporting Act by Experian, other CRAs, Datasearch, Baptist Air Life, and Alexander Billing & Consulting.

Kindly, continue the amusingly unresponsive, falsely dated, report blizzard. It demonstrates gross incompetence of Experian employees and useful evidence of exactly how profoundly abusive, aggressively stupid, and corrupt your corporation truly is.

Also, that Experian is far more interested in expending funds to defend corrupt and abusive employees caught in the act, rather than correct the record and provide reports that are indeed accurate.

Since Experian has unlimited resources, why limit the number of false reports issued? Why not increase it exponentially. … After all, it requires little additional work on the part of this writer to scan and burn to CD one thousand unresponsive letters as opposed to six. -- For forwarding, of course, to officials listed below.

Additional complaints will be filed against Experian with the Federal Trade Commission, U.S. Attorney, and Texas Attorney General. Officials with these three agencies, identified at the end of this letter, will receive copies of your latest correspondence to supplement all earlier Experian correspondence and other extensive documentation.

Clearly, you have no intention of resolving all outstanding issues including the following:

First, you have not "revised" the re-posted File Explanatory Statement as repeatedly falsely claimed. It has finally been re-posted exactly as originally submitted with the exception of a missing "$" sign in front of the $10,000 figure at the end of the Statement, -- a typographical error still not corrected by Experian employees.

… Unlike the deliberate criminal alteration of the File Explanatory Statement twice earlier by criminal Experian employees, -- that this writer has absolute proof of. -- The same exactly-worded Statement that was finally posted "un-revised", this time, by criminal Experian employees caught in the act.

Your claims to the contrary are false, and this writer has the proof. Why continue to lie and foolishly defend the indefensible? Is the problem hopeless aggressive stupidity?

The File Explanatory Statement, well-within FCRA guidelines, was twice earlier fraudulently altered by criminal Experian employees to conveniently protect the identity of three criminal corporations: Datasearch, Baptist Air Life, and Alexander Billing & Consulting. This writer has the documentation to prove it.

Second, this writer has never requested an Initial Security Alert. It was action taken by criminal Experian employees. The "ID Security Alert" paragraph on p.6 of your June 23 correspondence and p.4 of your June 29 correspondence is not my personal statement as falsely stated. It is yours. Once again Experian has knowingly posted a false statement, -- and this writer has the proof. Moreover, this is not the first time Experian has criminally and falsely attributed an Initial Fraud Alert to this writer, -- and, again, this writer has the documentation to prove it.

Third, this writer never requested an Extended Fraud Victim Alert as falsely claimed by Experian on p. 3 of your June 23 correspondence, and, again, this writer has the proof.

This action was taken by Transunion and other CRAs in direct response to the continued, criminal, fraudulent re-posting of the Datasearch listing by Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting.

-- They’re finally wise to your ongoing criminal activities.

Since this writer has not, and will not, ever seek "credit," however, why not permanently extend the Initial Fraud Alert falsely posted by Experian instead of criminally stonewalling?

This writer, however, will provide no additional information speciously requested by Experian since Experian has abused whatever information it already has, -- and is the target of the Extended Fraud Victim Alert posted by Transunion and other CRAs. … Posted precisely because Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting have egregiously abused and continue to abuse this information. Why foolishly provide criminals with new information?

Fourth, your offer to remove this writer’s name and address from "prescreened offer mailing lists for six months" is an abrogation of this writer’s wish to be permanently removed from such lists, as agreed to by Experian earlier and allowed by FTC regulations and FCRA. Moreover, this writer already mailed the "permanent" removal form last fall and will not bother again. No additional information was provided then, none will be provided now. Once again, Experian has violated FCRA and FTC regulations in not permanently removing this writer from all lists.

Regarding your outrageously false, continued claims that an investigation has not yet been conducted, wake up. An "investigation" has already been conducted by Experian as earlier claimed by your corporation in unsigned computer-generated Experian correspondence dated April 19, 2005, pg. 3, report #0624180747 in response to this writer’s challenge of the very same fraudulent re-posted Datasearch listing. Check your records. If you claim otherwise, you are a liar, -- and this writer has the Experian correspondence to prove it.

Where is Experian’s fully-detailed written response to this writer’s repeated demand for "a description of how we verified the information" in regard to your fraudulent re-posting of this very same Datasearch listing? The very same "investigation" already completed over two months ago.

-- Exactly and specifically how your "investigation" was conducted, copies of all correspondence exchanged, emails, minutes of any phone conversations, etc.. All of it. Your response to date contains no specific information germane to this repeated request and is demonstrable stonewalling. Over two months since completion of the "investigation", and you remain incapable, unwilling to release lawfully requested information.

An exceptionally corrupt and abusive corporation, with a proven history of fraudulently altering this writer’s File Explanatory Statement twice, has knowingly, willingly, and unethically re-posted fraudulently-obtained material.

Consequently, you have the responsibility to disclose precisely how that information was obtained, when it was obtained, under what conditions and circumstances, and precisely how that fraudulently-obtained material was supposedly "verified."

Specific, germane information that will be immediately forwarded to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General to supplement earlier complaints against Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting.

Since you have stonewalled and not responsively provided this information for months, the assumption can be made Experian does not have the information lawfully requested, has criminally manufactured what it does supposedly have, and has acted capriciously with no regard for the truth and accurate records.

Regardless, this repeated information request, stonewalled for months by Experian, is clearly allowed by FCRA as admitted by Experian in earlier correspondence. Your continued refusal to fully and specifically provide this information in full detail in a timely fashion as prescribed by law will have to be resolved by the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.

… In addition to earlier, reported, repeated violations and abrogation of the law by Experian and others, including criminal alteration twice of the File Explanatory Statement by corrupt and abusive criminal Experian employees.

It will be up to prosecutors and investigators to determine the identities of the criminals responsible at Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting. … Since all four corrupt and abusive corporations conveniently and gutlessly hide behind the mantle of anonymity. To escape responsibility for their crimes.

Lie, after lie, after lie, ad nauseum. Comical to watch criminal Experian employees disingenuously tap dance, however. -- While the criminals at Datasearch, Baptist Air Life, and Alexander Billing & Consulting smugly laugh their financially portly gluteus maximi off. At Experian’s expense.

Amusingly, continued Experian lies and repeated distortion of reality have become so profoundly convoluted and contradictory, criminal employees have no ability to effectively concoct and keep their phony stories straight and consistent. -- Certainly, one of the amusing problems resulting from criminal anonymity, no?

Sadly, you’re on the losing end, and worse, have permanently lost all credibility. Self-perpetrated, self-inflicted deception. No question, you will be exposed for the corrupt and abusive criminals you truly are.

Once again, thanks for generously and considerately providing continuous proof of ongoing criminal activity by Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting. Will certainly facilitate criminal prosecution, and/or civil litigation. At the very least, conveniently exposes criminals to the light of day. Keep the stonewalled responses coming. Indeed, they are most helpful.

Sincerely,
 

Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609

Cc:

1) Donald S. Clark, Secretary of the Commission, Federal Trade Commission
2) Johnny Sutton, U.S. Attorney
3) Greg Abbott, Texas Attorney General
4) Sen. Kay Bailey Hutchison

-------------------------------------------------------------------------------

Experian
Consumer Fraud Assistance
P.O. Box 9532
Allen, Texas 75013

July 15, 2005

Re: Report Numbers: 0624180747; 2384732012; 3994016687; 2911204134; 3579795158; 3845841537; 1831351926-Fraudulently Altered File Explanatory Statement-Fraudulent Postings-Datasearch On Behalf Of Baptist Air Life-Alexander Billing & Consulting

Dear Sir or Madam:

Your second gutlessly unsigned, computer-generated form letter dated June 29, 2005, four additional letters dated July 7, and one dated July 8, -- as all earlier Experian correspondence to date, contains knowing, willing, deliberate, demonstrably false statements by Experian. All are amusingly irrelevant and outrageously unresponsive to this writer's earlier letters of June 21, 22, 28, and July 6. -- As well as all earlier correspondence.

Experian has been most helpful for months enabling this writer to carefully compile an extensive trail of documentation demonstrating the deliberate and willful abrogation and egregious abuse of the "Fair" Credit Reporting Act by Experian, other CRAs, Datasearch, Baptist Air Life, and Alexander Billing & Consulting.

Kindly, continue the amusingly unresponsive report blizzard. It demonstrates gross incompetence of Experian employees and useful evidence of exactly how profoundly abusive, aggressively stupid, and corrupt your corporation truly is.

Also, that Experian is far more interested in expending funds to defend corrupt and abusive employees caught in the act, rather than correct the record and provide reports that are indeed accurate.

Since Experian has unlimited resources, why limit the number of false reports issued to only six within a two-day period? Why not increase it exponentially. … After all, it requires little additional work on the part of this writer to scan and burn to CD one thousand unresponsive letters as opposed to six. -- For forwarding, of course, to the officials listed below.

Additional complaints will be filed against Experian with the Federal Trade Commission, U.S. Attorney, and Texas Attorney General. Officials with these three agencies, identified at the end of this letter, will receive copies of your latest correspondence to supplement all earlier Experian correspondence and other extensive documentation.

Clearly, you have no intention of resolving all outstanding issues including the following:

First, you have not "revised" the re-posted File Explanatory Statement as repeatedly falsely claimed. It has finally been re-posted exactly as originally submitted with the exception of a missing "$" sign in front of the $10,000 figure at the end of the Statement, -- a typographical error still not corrected by Experian employees.

… Unlike the deliberate criminal alteration of the File Explanatory Statement twice earlier by criminal Experian employees, -- that this writer has absolute proof of. -- The same exactly-worded Statement that was finally posted "un-revised", this time, by criminal Experian employees caught in the act.

Your claims to the contrary are false, and this writer has the proof. Why continue to lie and foolishly defend the indefensible? Is the problem hopeless aggressive stupidity?

The File Explanatory Statement was twice earlier fraudulently altered by criminal Experian employees to conveniently protect the identity of three criminal corporations: Datasearch, Baptist Air Life, and Alexander Billing & Consulting. This writer has the documentation to prove it.

Second, this writer has never requested an Initial Security Alert. It was action taken by criminal Experian employees. The "ID Security Alert" paragraph on p.6 of your June 23 correspondence and p.4 of your June 29 correspondence is not my personal statement as falsely stated. It is yours. Once again Experian has knowingly posted a false statement, -- and this writer has the proof. Moreover, this is not the first time Experian has criminally and falsely attributed an Initial Fraud Alert to this writer, -- and, again, this writer has the documentation to prove it.

Third, this writer never requested an Extended Fraud Victim Alert as falsely claimed by Experian on p. 3 of your June 23 correspondence, and, again, this writer has the proof.

This action was taken by Transunion and other CRAs in direct response to the continued, criminal, fraudulent re-posting of the Datasearch listing by Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting.

-- They’re finally wise to your ongoing criminal activities.

Since this writer has not, and will not, ever seek "credit," however, why not permanently extend the Initial Fraud Alert falsely posted by Experian instead of criminally stonewalling?

This writer, however, will provide no additional information speciously requested by Experian since Experian has abused whatever information it already has, -- and is the target of the Extended Fraud Victim Alert posted by Transunion and other CRAs. … Posted precisely because Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting have egregiously abused and continue to abuse this information. Why foolishly provide criminals with new information?

Fourth, your offer to remove this writer’s name and address from "prescreened offer mailing lists for six months" is an abrogation of this writer’s wish to be permanently removed from such lists, as agreed to by Experian earlier and allowed by FTC regulations and FCRA. Moreover, this writer already mailed the "permanent" removal form last fall and will not bother again. No additional information was provided then, none will be provided now. Once again, Experian has violated FCRA and FTC regulations in not permanently removing this writer from all lists.

Regarding your outrageously false, continued claims that an investigation has not yet been conducted, wake up. An "investigation" has already been conducted by Experian as earlier claimed by your corporation in unsigned computer-generated Experian correspondence dated April 19, 2005, pg. 3, report #0624180747 in response to this writer’s challenge of the very same fraudulent re-posted Datasearch listing. Check your records. If you claim otherwise, you are a liar, -- and this writer has the Experian correspondence to prove it.

Where is Experian’s fully-detailed written response to this writer’s repeated demand for "a description of how we verified the information" in regard to your fraudulent re-posting of this very same Datasearch listing? The very same "investigation" already completed over two months ago.

-- Exactly and specifically how your "investigation" was conducted, copies of all correspondence exchanged, emails, minutes of any phone conversations, etc.. All of it. Your response to date contains no specific information germane to this repeated request and is demonstrable stonewalling. Over two months since completion of the "investigation", and you remain incapable, unwilling to release lawfully requested information.

An exceptionally corrupt and abusive corporation, with a proven history of fraudulently altering this writer’s File Explanatory Statement twice, has knowingly, willingly, and unethically re-posted fraudulently-obtained material.

Consequently, you have the responsibility to disclose precisely how that information was obtained, when it was obtained, under what conditions and circumstances, and precisely how that fraudulently-obtained material was supposedly "verified."

Specific, germane information that will be immediately forwarded to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General to supplement earlier complaints against Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting.

Since you have stonewalled and not responsively provided this information for months, the assumption can be made Experian does not have the information lawfully requested, has criminally manufactured what it does supposedly have, and has acted capriciously with no regard for the truth and accurate records.

Regardless, this repeated information request, stonewalled for months by Experian, is clearly allowed by FCRA as admitted by Experian in earlier correspondence. Your continued refusal to fully and specifically provide this information in full detail in a timely fashion as prescribed by law will have to be resolved by the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.

… In addition to earlier, reported, repeated violations and abrogation of the law by Experian and others, including criminal alteration twice of the File Explanatory Statement by corrupt and abusive criminal Experian employees.

It will be up to prosecutors and investigators to determine the identities of the criminals responsible at Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting. … Since all four corrupt and abusive corporations conveniently and gutlessly hide behind the mantle of anonymity. To escape responsibility for their crimes.

Lie, after lie, after lie, ad nauseum. Comical to watch criminal Experian employees disingenuously tap dance, however. -- While the criminals at Datasearch, Baptist Air Life, and Alexander Billing & Consulting smugly laugh their financially portly gluteus maximi off. At Experian’s expense.

Amusingly, continued Experian lies and repeated distortion of reality have become so profoundly convoluted and contradictory, criminal employees have no ability to effectively concoct and keep their phony stories straight and consistent. -- Certainly, one of the amusing problems resulting from criminal anonymity, no?

Sadly, you’re on the losing end, and worse, have permanently lost all credibility. Self-perpetrated, self-inflicted deception. No question, you will be exposed for the corrupt and abusive criminals you truly are.

Once again, thanks for generously and considerately providing continuous proof of ongoing criminal activity by Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting. Will certainly facilitate criminal prosecution, and/or civil litigation. At the very least, conveniently exposes criminals to the light of day. Keep the stonewalled responses coming. Indeed, they are most helpful.

Sincerely,
 

Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609

Cc:
1) Donald S. Clark, Secretary of the Commission, Federal Trade Commission
2) Johnny Sutton, U.S. Attorney
3) Greg Abbott, Texas Attorney General
4) Sen. Kay Bailey Hutchison

CSC Credit Services
P.O. Box 981221
El Paso, TX 79998-1221

July 12, 2005

Re: Extended Fraud Alert-Fraudulent Information Release-CSC Credit Services- #061517570- FLT- #000467140-11762-Confirmation #4273037500

Dear Sir or Madam:

Your gutlessly unsigned computer-generated form letter dated July 7, 2005, in response to this writer’s earlier letter dated June 24 (enclosed), is outrageously unresponsive and further indication of deliberate ongoing stonewalling.

This writer did not ask for a second false report containing criminally obtained information, already earlier supplied by CSC last fall. Rather, this writer again challenged your criminal posting of that information. Wake up.

Your request for additional identifying information is specious, and will not be honored. CSC has already egregiously and criminally abused and disclosed personal information in violation of FCRA and FTC regulations.

Why would I foolishly provide additional information to be illegally abused and disclosed by CSC? Moreover, from all file numbers provided in earlier ignored correspondence, you know exactly who I am.

Your corrupt and abusive corporation has criminally failed to respond to three earlier letters regarding the criminal posting of fraudulently-obtained personal information by Datasearch, not only by your outrageously disreputable company, but other "credit" reporting agencies as well. This unresolved matter extends months back, since last fall.

Precisely, why at least several CRAs have finally posted an Extended Fraud Alert. To date, most of this writer’s time has been tied up fighting Experian and Transunion. Now, it’s time to target other offending corporations in this matter, including Equifax and CSC.

Your pathetically unresponsive letter of July 7 will be forwarded to officials with the Federal Trade Commission, U.S. Attorney, and Texas Attorney General identified at the end of this letter for knowingly and willingly posting fraudulently-obtained information, and deceptive trade practices.

-- In addition to earlier criminal complaints against Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting in regard to this very same matter.

Sincerely,
 

Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609

Cc:
1) Donald S. Clark, Secretary of the Commission, Federal Trade Commission
2) Johnny Sutton, U.S. Attorney
3) Greg Abbott, Texas Attorney General
4) Sen. Kay Bailey Hutchison