June 8, 2005
Re: 18th Update To October 14, 2004 Correspondence
Dear Senator:
The following is additional correspondence germane to this writer's earlier letter of October 14, 2004. -- Additional evidence of continued egregious CRA stonewalling.
For months, you and your office have conveniently ignored outrageous abuses perpetrated by "credit" reporting agencies as delineated in 17 earlier letters.
Conveniently for criminal "credit" reporting agencies, the Federal Trade Commission does not investigate individual criminal complaints against offenders of the "Fair" Credit Reporting Act. Why?
Once again, Senator, who in the federal government is responsible for investigating and prosecuting such criminal complaints against these agencies?
Sadly, Senator, we live in a fascist police state. Aided and abetted by outrageously unconstitutional laws that egregiously violate privacy, civil liberties, and constitutional rights.
-- Statutes such as the "Fair" Credit Reporting Act, USA "Patriot" Act, Homeland "Security" Act, "Real" ID Act, etc., and a number of equally unconstitutional Executive Orders.
… As Franklin wisely stated over two hundred years ago, anyone willing to trade liberty for security deserves and winds up with neither.
Your profound indifference to privacy, civil and constitutional rights and liberties is appalling, -- and of great concern and interest to your constituents. Certainly, does not bode well for the GOP in coming mid-term elections.
Sadly, Senator, you and your colleagues have become part of the problem and are not working in the best interests of your constituents.
To date, the CRA issues, including earlier criminal alteration and fraudulent posting of the File Explanatory Statement, remain unresolved. Ignored.
Again, why hasn't your office pressured an outrageously unresponsive Federal Trade Commission to thoroughly investigate these matters?
Sincerely,
Tim Chorney, Publisher
Liberty In Peril
Formerly, The Llano Ledger
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: File
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Experian
Consumer Fraud Assistance
P.O. Box 9532
Allen, Texas 75013
June 8, 2005
Re: Report Numbers: 0624180747; 2911204134; 3579795158; 3845841537; 1831351926-Fraudulently Altered File Explanatory Statement-Fraudulent Postings-Datasearch On Behalf Of Baptist Air Life-Alexander Billing & Consulting
Dear Sir or Madam:
Your unsigned, untimely, computer-generated form letter dated June 1, 2005, received June 7, is amusingly irrelevant and outrageously unresponsive to this writer's earlier letter of May 25. -- As well as all earlier correspondence.
First, where is Experian’s written response to this writer’s demand for "a description of how we verified the information" in regard to your fraudulent re-posting of the Datasearch listing? This information request is clearly allowed by FCRA as admitted by Experian in earlier correspondence. Your refusal to provide this information in a timely fashion as prescribed by law will be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Second, no Initial Security Alert was requested as falsely alleged in your canned correspondence dated June 1. Apparently, Experian has falsely taken this action to continue stonewalling and divert attention from this writer’s lawful request for a "description" of how Experian allegedly verified the fraudulent Datasearch posting. The fraudulent Initial Security Alert by Experian will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Third, your earlier agreement to remove this writer’s name and address from "prescreened offer mailing lists for six months" is an abrogation of this writer’s wish to be permanently removed from such lists, as agreed to by Experian earlier. This violation will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Fourth, this writer will provide no additional information to Experian to secure release of credit reports. It is a spurious request and unnecessary since your corrupt and abusive corporation is well aware of this writer’s identity. This phony demand by Experian will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Fifth, Experian has refused to provide proof it has corrected the typing error in the File Explanatory Statement as allowed by FCRA. This abrogation of law will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
… In addition to earlier, reported, repeated violations and abrogation of the law by Experian and others, including criminal alteration twice of the File Explanatory Statement by corrupt and abusive criminal Experian Employees.
Finally, since this writer has not, and will not, ever seek "credit," why not permanently extend the Initial Fraud Alert falsely posted by Experian?
Sincerely,
Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: 1) Sen. Kay Bailey Hutchison
2) Transunion
3) File
Fraud Victim Assistance Department
Transunion
P.O. Box 6790
Fullerton, CA 92834-6790
June 8, 2005
Re: File #129971556-Fraudulent Information Release-Transunion-Alltel Deceptive Trade Practices-File Explanatory Statement
Dear Sir or Madam:
This writer did not request an Initial Fraud Alert as suggested in your letter of June 2, 2005. -- It was fraudulently requested by Experian to stonewall a request for a "description", as allowed by FCRA, of how Experian supposedly verified its fraudulent re-posting of the Datasearch listing. … As indicated in attached correspondence to Experian.
-- Transunion had earlier properly removed this fraudulent listing. To the best of this writer’s knowledge, Transunion has not fraudulently re-posted it. Should you do so, it will be added to other complaints filed with the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Furthermore, permission was never granted Transunion for inclusion in any "promotional" mailing lists. Kindly, remove this writer’s information permanently from such activity. It is outrageous that victims of "credit" reporting agencies are required to opt out, rather than opt in to such horrendous abuse of highly personal information.
Since this writer has not, and will not, ever seek "credit," why not permanently extend the Initial Fraud Alert?
Sincerely,
Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: 1) Sen. Kay Bailey Hutchison
2) File