June 28, 2005
Re: 22nd Update To October 14, 2004 Correspondence
Dear Senator:
The following is additional correspondence germane to this writer's earlier letter of October 14, 2004. -- Additional evidence of continued egregious CRA stonewalling and the fourth update sent within days to your office. This one includes additional correspondence to Experian.
For months, you and your office have conveniently ignored outrageous abuses perpetrated by "credit" reporting agencies as delineated in 21 earlier letters. Conveniently for criminal "credit" reporting agencies, the Federal Trade Commission does not investigate individual criminal complaints against offenders of the "Fair" Credit Reporting Act. Why?
Once again, Senator, who in the federal government is responsible for investigating and prosecuting such criminal complaints against these agencies?
Your decision to remain in the Senate to "help" the "President" in his war against terror is chilling. What does that mean? Full evisceration and elimination of all civil and constitutional rights and liberties in our once great country? Sadly, Senator, you and your colleagues have become part of the problem and are not working in the best interests of your constituents. To date, the CRA issues, including earlier criminal alteration and fraudulent posting of the File Explanatory Statement, remain unresolved. Ignored. Again, why hasn't your office pressured an outrageously unresponsive Federal Trade Commission to thoroughly investigate these matters?
Sincerely,
Tim Chorney, Publisher
Liberty In Peril
Formerly, The Llano Ledger
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: File
Experian
Consumer Fraud Assistance
P.O. Box 9532
Allen, Texas 75013
June 28, 2005
Re: Report Numbers: 0624180747; 3994016687; 2911204134; 3579795158; 3845841537; 1831351926-Fraudulently Altered File Explanatory Statement-Fraudulent Postings-Datasearch On Behalf Of Baptist Air Life-Alexander Billing & Consulting
Dear Sir or Madam:
Your gutlessly unsigned, computer-generated form letter dated June 23, 2005, received June 27, contains knowing, willing, deliberate, demonstrably false statements by Experian and is amusingly irrelevant and outrageously unresponsive to this writer's earlier letters of June 21&22. -- As well as all earlier correspondence. Additional complaints will be filed against Experian with the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
First, you have not "revised" the re-posted File Explanatory Statement as falsely claimed. It has finally been re-posted exactly as originally submitted with the exception of a missing "$" sign in front of the $10,000 figure at the end of the Statement, -- a typographical error still not corrected by Experian employees.
… Unlike the deliberate criminal alteration of the File Explanatory Statement twice earlier by criminal Experian employees, -- that this writer has absolute proof of. -- The same exactly-worded Statement that was finally posted "un-revised", this time, by criminal Experian employees caught in the act.
Your claims to the contrary are false, and this writer has the proof. Why continue to lie and foolishly defend the indefensible? Is the problem hopeless aggressive stupidity?
The File Explanatory Statement was twice earlier fraudulently altered by criminal Experian employees to conveniently protect the identity of four criminal corporations: Datasearch, Baptist Air Life, and Alexander Billing & Consulting. This writer has the documentation to prove it.
Second, this writer has never requested an Initial Security Alert. It was action taken by criminal Experian employees. The "ID Security Alert" paragraph on p.6 of your June 23 correspondence is not my personal statement as falsely stated. It is yours. Once again Experian has knowingly posted a false statement, -- and this writer has the proof. Moreover, this is the second time Experian has criminally and falsely attributed an Initial Fraud Alert to this writer, -- and, again, this writer has the documentation to prove it.
Third, this writer never requested an Extended Fraud Victim Alert as falsely claimed by Experian on p. 3 of your June 23 correspondence, and, again, this writer has the proof.
This action was taken by Transunion and other CRAs in direct response to the continued, criminal, fraudulent re-posting of the Datasearch listing by Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting. -- They’re finally wise to your ongoing criminal activities.
Since this writer has not, and will not, ever seek "credit," however, why not permanently extend the Initial Fraud Alert falsely posted by Experian instead of criminally stonewalling?
Fourth, your offer to remove this writer’s name and address from "prescreened offer mailing lists for six months" is an abrogation of this writer’s wish to be permanently removed from such lists, as agreed to by Experian earlier and allowed by FTC regulations and FCRA. This violation will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Regarding your outrageously false, continued claims that an investigation has not yet been conducted, wake up. An "investigation" has already been conducted by Experian as earlier claimed by your corporation in unsigned computer-generated Experian correspondence dated April 19, 2005, pg. 3, report #0624180747 in response to this writer’s challenge of the very same fraudulent re-posted Datasearch listing. Check your records. If you claim otherwise, you are a liar,
-- and this writer has the Experian correspondence to prove it.
Where is Experian’s fully-detailed written response to this writer’s repeated demand for "a description of how we verified the information" in regard to your fraudulent re-posting of this very same Datasearch listing? The very same "investigation" already completed over two months ago.
-- Exactly and specifically how your "investigation" was conducted, copies of all correspondence exchanged, emails, minutes of any phone conversations, etc.. All of it. Your response to date contains no specific information germane to this repeated request and is demonstrable stonewalling. Over two months since completion of the "investigation", and you remain incapable, unwilling to release lawfully requested information.
… An exceptionally corrupt and abusive corporation, with a proven history of fraudulently altering this writer’s File Explanatory Statement twice, has knowingly, willingly, and unethically re-posted fraudulently-obtained material.
-- Consequently, you have the responsibility to disclose precisely how that information was obtained, when it was obtained, under what conditions and circumstances, and precisely how that fraudulently-obtained material was supposedly "verified."
-- Specific, germane information that will be immediately forwarded to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General to supplement earlier complaints against Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting.
This repeated information request, stonewalled for months by Experian, is clearly allowed by FCRA as admitted by Experian in earlier correspondence. Your continued refusal to fully and specifically provide this information in full detail in a timely fashion as prescribed by law will be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Your demand for additional unnecessary private information is specious, and indication of continued stonewalling. Especially callous, since the Extended Fraud Victim Alert granted by other CRAs is directly due to ongoing relentless criminal activity by Experian, Datasearch, Alexander Billing & Consulting, and Baptist Air Life in regard to the fraudulent re-posting of the Datasearch listing and criminal misuse of this writer’s identity. -- Would be damned laughable if not so tragic.
This writer will provide no additional information to Experian to secure release of credit reports. It is a spurious, specious request and unnecessary since your corrupt and abusive corporation is well aware of this writer’s identity and has repeatedly and fraudulently abused this information. Precisely, why other CRAs have posted an Extended Fraud Victim Alert. This phony demand by Experian will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
… In addition to earlier, reported, repeated violations and abrogation of the law by Experian and others, including criminal alteration twice of the File Explanatory Statement by corrupt and abusive criminal Experian Employees.
It will be up to prosecutors and investigators to determine the identities of the criminals responsible at Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting. … Since all four corrupt and abusive corporations conveniently and gutlessly hide behind the mantle of anonymity. To escape responsibility for their crimes.
Lie, after lie, after lie, ad nauseum. Comical to watch criminal Experian employees disingenuously tap dance, however. -- While the criminals at Datasearch, Baptist Air Life, and Alexander Billing & Consulting smugly laugh their financially portly gluteus maximi off. At Experian’s expense.
Amusingly, continued Experian lies and repeated distortion of reality have become so profoundly convoluted and contradictory, criminal employees have no ability to effectively concoct and keep their phony stories straight and consistent. -- Certainly, one of the amusing problems resulting from criminal anonymity, no?
Sadly, you’re on the losing end, and worse, have permanently lost all credibility. Self-perpetrated, self-inflicted deception. No question, you will be exposed for the corrupt and abusive criminals you truly are.
Once again, thanks for generously and considerately providing continuous proof of ongoing criminal activity by Experian, Datasearch, Baptist Air Life, and Alexander Billing & Consulting. Will certainly facilitate criminal prosecution, and/or civil litigation.
Sincerely,
Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: 1) Sen. Kay Bailey Hutchison 2) File