June 21, 2005
Re: 19th Update To October 14, 2004 Correspondence
Dear Senator:
The following is additional correspondence germane to this writer's earlier letter of October 14, 2004. -- Additional evidence of continued egregious CRA stonewalling.
For months, you and your office have conveniently ignored outrageous abuses perpetrated by "credit" reporting agencies as delineated in 18 earlier letters.
Conveniently for criminal "credit" reporting agencies, the Federal Trade Commission does not investigate individual criminal complaints against offenders of the "Fair" Credit Reporting Act. Why?
Once again, Senator, who in the federal government is responsible for investigating and prosecuting such criminal complaints against these agencies?
Sadly, Senator, we live in a fascist police state. Aided and abetted by outrageously unconstitutional laws that egregiously violate privacy, civil liberties, and constitutional rights.
-- Statutes such as the "Fair" Credit Reporting Act, USA "Patriot" Act, Homeland "Security" Act, "Real" ID Act, etc., and a number of equally unconstitutional Executive Orders.
… As Franklin wisely stated over two hundred years ago, anyone willing to trade liberty for security deserves and winds up with neither.
Your profound indifference to privacy, civil and constitutional rights and liberties is appalling, -- and of great concern and interest to your constituents. Certainly, does not bode well for the GOP in coming mid-term elections.
-- Especially, since you’ve decided to run again for your Senate seat. Respectfully, Senator, the public must and will be informed of your callous disregard for privacy, abuse of personal information, identity theft, and the egregious loss of civil and constitutional rights and liberties in our once great country.
Sadly, Senator, you and your colleagues have become part of the problem and are not working in the best interests of your constituents.
To date, the CRA issues, including earlier criminal alteration and fraudulent posting of the File Explanatory Statement, remain unresolved. Ignored.
Again, why hasn't your office pressured an outrageously unresponsive Federal Trade Commission to thoroughly investigate these matters?
Sincerely,
Tim Chorney, Publisher
Liberty In Peril
Formerly, The Llano Ledger
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: File
Experian
Consumer Fraud Assistance
P.O. Box 9532
Allen, Texas 75013
June 21, 2005
Re: Report Numbers: 3994016687; 0624180747; 2911204134; 3579795158; 3845841537; 1831351926-Fraudulently Altered File Explanatory Statement-Fraudulent Postings-Datasearch On Behalf Of Baptist Air Life-Alexander Billing & Consulting
Dear Sir or Madam:
Your unsigned, untimely, computer-generated form letter dated June 14, 2005, received June 20, is amusingly irrelevant and outrageously unresponsive to this writer's earlier letter of June 8. -- As well as all earlier correspondence.
Your demand for additional unnecessary private information is specious, and indication of continued stonewalling. Especially callous, since the Extended Fraud Victim Alert granted by other CRA(s) is directly due to ongoing relentless criminal activity by Experian, Datasearch, Alexander Billing & Consulting, and Baptist Air Life in regard to the fraudulent re-posting of the Datasearch listing and criminal misuse of this writer’s identity.
Where is Experian’s written response to this writer’s repeated demand for "a description of how we verified the information" in regard to your fraudulent re-posting of the Datasearch listing? This information request is clearly allowed by FCRA as admitted by Experian in earlier correspondence. Your continued refusal to provide this information in a timely fashion as prescribed by law will be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
No Initial Security Alert was requested as falsely alleged in your canned correspondence dated June 1. Apparently, Experian has falsely taken this action to continue stonewalling and divert attention from this writer’s lawful request for a "description" of how Experian allegedly verified the fraudulent Datasearch posting. The fraudulent Initial Security Alert by Experian will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Your earlier agreement to remove this writer’s name and address from "prescreened offer mailing lists for six months" is an abrogation of this writer’s wish to be permanently removed from such lists, as agreed to by Experian earlier and allowed by FTC regulations and FCRA. This violation will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
This writer will provide no additional information to Experian to secure release of credit reports. It is a spurious, specious request and unnecessary since your corrupt and abusive corporation is well aware of this writer’s identity and has repeatedly and fraudulently abused this information. This phony demand by Experian will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
Experian has refused to provide proof it has corrected the typing error in the File Explanatory Statement as allowed by FCRA. This abrogation of law will also be reported to the Federal Trade Commission, U.S. Attorney, and Texas Attorney General.
… In addition to earlier, reported, repeated violations and abrogation of the law by Experian and others, including criminal alteration twice of the File Explanatory Statement by corrupt and abusive criminal Experian Employees.
Finally, since this writer has not, and will not, ever seek "credit," why not permanently extend the Initial Fraud Alert falsely posted by Experian instead of criminally stonewalling?
Sincerely,
Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: 1) Sen. Kay Bailey Hutchison
2) File
Fraud Victim Assistance Department
Transunion
P.O. Box 6790
Fullerton, CA 92834-6790
June 19, 2005
Re: File #129971556-Fraudulent Information Release-Transunion-Datasearch -Alltel Deceptive Trade Practices-File Explanatory Statement
Dear Sir or Madam:
In regard to your unsigned letter of June 13, received June 17 in response to an earlier letter of June 8, FTC regulations and FCRA allow permanent exclusion from promotional activities resulting from Transunion lists upon consumer request.
You state, however: "We have also added a promotional suppression to your credit report, in an attempt to ensure you are excluded from all promotional activities that result from TransUnion lists for the next five years."
Why are you abrogating the law and FTC regulations? As repeatedly stated, this writer wishes to be permanently excluded as allowed by statute and FTC regulations.
It is your responsibility to permanently implement this lawful request, not merely "attempt to ensure" exclusion "for the next five years."
Again, kindly remove this writer’s information permanently from such activity. It is outrageous that victims of "credit" reporting agencies are required to opt out, rather than opt in to such horrendous abuse of highly personal information.
Sincerely,
Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: 1) Sen. Kay Bailey Hutchison
2) File