Sen. Kay Bailey Hutchison
United States Senate
Washington, DC 20510-4304

November 9, 2004

Re: Fourth Update To October 14, 2004 Correspondence

Dear Senator:

The following is additional correspondence germane to my earlier letter of October 14.

Sincerely,
 
 

Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609

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Ms. Hernandez
Experian/Disputes/NCAC
P.O. Box 9701
Allen, Texas 75013

November 9, 2004

Re: Report Numbers: 3845841537; 1831351926; 0624180747-Fraudulently Altered File Explanatory Statements

Dear Ms. Hernandez:

Your second "revised" File Explanatory Statement is, once again, an outrageously fraudulent and grossly inaccurate alteration of the original statement provided. Both "revisions" are fraudulently inaccurate, contain grammatical and spelling errors, and falsely represent the unresolved issues.

Your fraudulent and inaccurate "revisions" of the original File Explanatory Statement are proof positive Experian has absolutely no regard for the law, -- especially since the original statement submitted was well within FCRA guidelines.

Your deliberate violation of the law is indicative of the profound unfitness of Experian to process and disseminate accurate information. Your outrageous distortion and fraudulent alteration of the File Explanatory Statement twice is further indication you are covering up criminal activity, not only of your corrupt corporation, but that of equally lawless "creditors."

The fraudulently altered File Explanatory Statement is yours, not mine. To publish it as mine is outrageous and criminally fraudulent. Sadly, Experian is no more than a liar. … Who is the Experian employee responsible? -- You, Ms. Hernandez?

Your cynical request and requirement of further highly personal information to process any additional File Explanatory Statements or Fraud Statements are grossly outrageous and will not be honored, now or in the future. … Particularly comical and especially outrageous, since Experian has repeatedly fraudulently released information and fraudulently altered the File Explanatory Statement. -- How do I protect myself from fraudulent criminal bastards such as Experian?

Your request for additional unnecessary information is bogus and clearly no more than a deliberate cynical roadblock to issuance of accurate reports. Pointedly, put the "request" where the sun doesn't shine. The false craftily-engineered "requirement" of additional personal information to add additional statements is no more than a naked attempt to muzzle and control content, and discourage their inclusion. -- To protect yourselves and your equally criminal "creditor" clients, not verify my personal identity. You know damn well who the hell I am.

Your gutlessly unsigned canned computer-generated reports still contain false statements. Your continued false assertion this writer specifically requested an ID Security Alert is particularly amusing, -- especially since Experian continues to be directly involved in criminal fraudulent activity regarding dissemination of my personal information and fraudulent alteration of my File Explanatory Statement. It also directly proves you have absolutely no regard for the truth.

You state on p.1 of the 11-3-04 report: "We have added a fraud victim statement to the personal credit report" that "will remain for seven years." Where is it? Is it the ID Security Alert you assert will remain in effect for 90 days on p. 4? Why the meaningless double talk? … If you can't dazzle 'em with brilliance, baffle 'em with BS?

Regarding the ID Security Alert that I did not write and did not specifically request, kindly extend it permanently, since this writer has not, and will not seek "credit." Your reneging on permanent removal from mailing lists is equally criminal, and highly indicative of your utter disregard for the law.

Your continued brazen fraudulent criminal activity is an issue that will have to be resolved by the Federal Trade Commission, offices of U.S. Sen. Kay Bailey Hutchison, the U.S. Attorney, and the Texas Attorney General. It is also a matter that will have to be brought to the attention of the news media, -- particularly 60 Minutes, Dateline, as well as the news departments of the major networks. You will be exposed for the fraudulent criminal bastards you clearly are.

Sincerely,
 

Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609

Cc: 1) Sen. Kay Bailey Hutchison
      2) File