January 28, 2005
Re: Tenth Update To October 14, 2004 Correspondence
Dear Senator:
The following is additional correspondence germane to my earlier letter of October 14. Experian and Transunion continue to stonewall.
Furthermore, CSC Credit Services has yet to respond to my letter of complaint, dated November 7 and forwarded to you. Apparently, the criminals at this abusive corporation are egregiously stonewalling the issue and have no intention of responding.
The continued unsigned, canned, computer-generated form letter response of "credit" reporting agencies to all correspondence, and the clever shell game being played, is serious indication of the desperate need of congressional oversight and change.
-- Criminals at Experian and Transunion until January 12, 2005 had taken actions, regarding two fraudulent listings, directly opposite of one another.
… Proof-positive, the "credit" reporting industry is incapable of posting accurate information, serves only itself and the best interests of the business community. Certainly, not consumers.
To date, the issues continue unresolved. Why hasn't your office pressured an outrageously unresponsive Federal Trade Commission to thoroughly investigate this matter? Sadly, the division in our once great country will only grow.
Sincerely,
Tim Chorney, Publisher
Liberty In Peril
Formerly, The Llano Ledger
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: File
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Experian
Consumer Fraud Assistance
P.O. Box 1017
Allen, Texas 75013
January 28, 2005
Re: Report Numbers: 3579795158; 3845841537; 1831351926; 0624180747-Fraudulently Altered File Explanatory Statement-Fraudulent Postings
Dear Sir or Madam:
Your unsigned, computer-generated, form letter, dated January 24, 2005, states: "USING THE INFORMATION PROVIDED THE FOLLOWING INFORMATION WAS NOT FOUND." This statement, as well as what follows it, is nonsense, unresponsive, and disingenuous.
… You can read, … can't you? Certainly, not aggressively stupid either, right? Equally certainly, we are looking at exactly the same damned report, aren't we? … Shall we try…one…more… time?
Look on the January 24, 2005 report, Report Number 3579795158, p.4, right column, under "Your personal statement(s)", second paragraph. … See it? You have not removed the fraudulently-altered File Explanatory Statement.
This Statement had been, earlier, criminally altered by one of the employees at Experian. This criminally altered Statement has gone out on every damned report for the last several months, and is still included in the most recent. Why?
As you well know and as repeatedly stated, the original File Explanatory Statement had been submitted by this writer in response to a fraudulent listing by Datasearch at behest of Baptist Air Life. Since this fraudulent listing has finally been rightfully removed, why is the fraudulently altered File Explanatory Statement still on the report?
… Do you finally understand? … Or, more likely, are you just stonewalling? Either way, doesn't speak well of Experian, does it?
Sincerely,
Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: 1) Sen. Kay Bailey Hutchison
2) File
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Transunion Consumer Relations
P.O. Box 2000
Chester, PA 19022-2000
January 28, 2005
Re: File #129971556-Fraudulent Information Release-Transunion
Dear Sir or Madam:
Your gutlessly unsigned, outrageously untimely, canned, computer-generated form letter of January 19, 2005 received January 28, remains outrageously unresponsive to my earlier letter of January 11, -- and others.
Your use of three different mailing addresses and egregious failure to identify the sender of each piece of canned "correspondence" is cowardly and designed to hide the identity of the Transunion employees engaged in fraudulent criminal behavior.
Sadly, the tactical employment of anonymity used by all "credit" reporting agencies (CRAs) and the amusing shell game played by each to obfuscate the truth are highly indicative of the criminal nature and tactics used by Transunion and its "competitors." … Can't dazzle 'em with brilliance, baffle 'em with BS.
Clearly, you still do not verify accuracy of fraudulently released information. Had you bothered to do so, you would have immediately ascertained the telephone number fraudulently provided by Alltel is false. This writer has no phone. … Then again, don't confuse the criminals at "credit" reporting agencies with the truth. Right? Yet, you continue to fraudulently list the non-existent number. Why?
Experian has rightfully chosen to delete the fraudulent Alltel request for a "credit check" on the "credit" report, -- fraudulently and deceptively obtained by Alltel under false pretenses. Why haven't the fraudulent criminals at Transunion followed suit?
The fact two "credit" reporting agencies can't agree, doing directly the opposite with two fraudulent listings, is proof-positive the "credit" reporting system is hopelessly fraudulent and grossly inaccurate.
… Proof-positive, the "credit" reporting industry is incapable of posting accurate non-fraudulent information, serves only itself and the best interests of the business community. Certainly, not consumers.
… Amazing, the white-collar thugs at two major corrupt corporations can't get their fraudulent stories straight, isn't it? Would be laughable, if not so damned pathetic.
As stated in earlier letters, this entire criminal matter will apparently have to be resolved by the offices of U.S. Sen. Kay Bailey Hutchison, the Texas Attorney General, and the U.S. Attorney. It will also apparently have to be widely circulated in the media. The public must protect itself from the criminals at "credit" reporting agencies.
Kindly continue to send unsigned, computer-generated, outrageously unresponsive "correspondence" to continuing, unanswered criminal accusations. … Certainly, confirms the inherent, systemic corruption within Transunion. Sadly, criminal and congressional investigations of Transunion and other "credit" reporting agencies are desperately warranted and badly needed.
Without question, citizens must be protected from the criminal thugs at Transunion and other CRAs. Sadly, the fraudulent listings, (in this case alone, at several different CRAs this writer is currently aware of), are staggering and impossible to correct without additional help from a U.S. Senator and the U.S. Attorney. -- Directly due to outrageous stonewalling, anonymity afforded criminal employees, and the amusing shell game played by the criminal thugs at "credit" reporting agencies.
While this writer has not, and will not ever seek credit, can only imagine what those that do must be enduring. … With "credit" reporting agencies who have absolutely no regard for truth and accurate reports.
Sincerely,
Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609
Cc: 1) Sen. Kay Bailey Hutchison
2) File