January 19, 2005

Re: Eighth Update To October 14, 2004 Correspondence

Dear Senator:

The following is additional correspondence germane to my earlier letter of October 14. Some progress has been made with Experian. Transunion continues to stonewall.

Furthermore, CSC Credit Services has yet to respond to my letter of complaint, dated November 7 and forwarded to you. Apparently, the criminals at this abusive corporation are egregiously stonewalling the issue and have no intention of responding.

The continued unsigned, canned, computer-generated form letter response of "credit" reporting agencies to all correspondence, and the clever shell game being played, is serious indication of the desperate need of congressional oversight and change. -- Criminals at Experian and Transunion until January 12, 2005 had taken actions, regarding two fraudulent listings, directly opposite of one another.

… Proof-positive, the "credit" reporting industry is incapable of posting accurate information, serves only itself and the best interests of the business community. Certainly, not consumers. To date, the issues continue unresolved. Regardless and sadly, the division in our once great country will only grow.

Sincerely,
 

Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609

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Experian
Consumer Fraud Assistance
P.O. Box 1017
Allen, Texas 75013

January 19, 2005

Re: Report Numbers: 3579795158; 3845841537; 1831351926; 0624180747-Fraudulently Altered File Explanatory Statement-Fraudulent Postings

Dear Sir or Madam:

Your unsigned computer-generated form letter, dated January 12, 2005, finally and rightfully reflects the removal of Alltel and Datasearch postings from the report.

On p.4, however, under "Your personal statement(s)", you have not removed the fraudulently-altered File Explanatory Statement. This Statement had been criminally altered by one of the employees at Experian.

The original File Explanatory Statement had been submitted by this writer in response to a fraudulent posting by Datasearch at behest of Baptist Air Life. Since this posting has finally been rightfully removed, why is the fraudulently altered File Explanatory Statement still on the report?

Sincerely,
 

Tim Chorney
P.O. Box 997
Buchanan Dam, Texas 78609

Cc: 1) Sen. Kay Bailey Hutchison
      2) File